Legal
Privacy Policy
Summary: BenefitSmart is a nonprofit educational organization. We do not sell your data. We do not collect personal information unless you voluntarily provide it (for example, by contacting us). Our site uses standard analytics to understand how visitors use our free resources.
1. Who We Are
BenefitSmart ("BenefitSmart," "we," "our," or "us") is a 501(c)(3) nonprofit educational organization dedicated to providing free employee benefits education to working Americans. Our website is located at benefitsmart.org.
We are not an insurance company, insurance broker, financial advisor, or employer. We do not sell insurance products or earn commissions of any kind. Our mission is purely educational.
2. Information We Collect
We collect two categories of information.
Information you provide voluntarily:
- Contact information (name, email address) when you reach out to us via our contact form or by email
- Any other information you choose to include in a message to us
Information collected automatically:
- Browser type and version
- Operating system
- Pages visited and time spent on pages
- Referring URL (how you arrived at our site)
- General geographic region (country or city level, derived from IP address)
- Device type (desktop, mobile, tablet)
We do not collect Social Security numbers, financial account information, health insurance policy details, or any other sensitive personal data.
3. How We Use Information
We use information solely to:
- Respond to your inquiries or requests
- Understand how our free educational content is being used so we can improve it
- Measure the reach and impact of our nonprofit programs
- Comply with legal obligations
We do not use your information to send unsolicited marketing emails, sell advertising, or target you with commercial offers.
4. Third-Party Services
Our site uses or may embed content from the following third-party services. Each has its own privacy policy and data practices independent of BenefitSmart:
- YouTube (Google LLC) — We embed educational videos hosted on YouTube. When you interact with an embedded video, YouTube may collect data subject to Google's Privacy Policy.
- Google Analytics — We may use Google Analytics to understand site usage in aggregate. Data is anonymized and we do not enable advertising features. See Google's Privacy Policy.
- Google Fonts — Our site loads typefaces from Google Fonts, which may log your IP address. See Google's Privacy Policy.
We are not responsible for the data practices of third-party services. We encourage you to review their privacy policies directly.
5. Cookies & Analytics
Our website may use cookies — small text files stored in your browser — for the following purposes:
- Analytics cookies: To measure traffic and understand how visitors use our site (for example, Google Analytics). These are used in aggregate and do not identify you personally.
- Functional cookies: To remember basic preferences (for example, if you have dismissed a notice). These are session-based and expire when you close your browser.
We do not use advertising cookies, retargeting cookies, or cookies that track you across other websites.
You can disable cookies in your browser settings. Doing so may affect the functionality of some features on our site.
6. Data Sharing & Sale
We do not sell your personal information. We do not share your personal information with third parties for their marketing purposes.
We may share information only in these limited circumstances:
- With service providers who help us operate our website (for example, hosting and analytics), bound by confidentiality obligations
- If required by law, court order, or government request
- To protect the rights, safety, or property of BenefitSmart or others
- In the event of a nonprofit reorganization or merger, solely to continue our educational mission
7. Children's Privacy
BenefitSmart's content is designed for adults — specifically, working-age employees and employers. Our site is not directed to children under the age of 13.
We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us at [email protected] and we will promptly delete it.
8. Your Rights
Depending on your location, you may have certain rights regarding your personal information, including:
- The right to access the personal information we hold about you
- The right to correct inaccurate information
- The right to request deletion of your information
- The right to opt out of any communications from us
To exercise any of these rights, contact us at [email protected]. We will respond within 30 days.
Because we collect very limited information and do not use it for commercial purposes, most requests will be straightforward to fulfill.
9. Security
We implement reasonable technical and organizational measures to protect information from unauthorized access, disclosure, or loss. Our site is served over HTTPS (encrypted connection).
However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security and encourage you to avoid sharing sensitive personal or financial information through any website contact form.
10. Changes to This Policy
We may update this Privacy Policy from time to time as our site evolves or legal requirements change. When we do, we will update the "Last updated" date at the top of this page.
We encourage you to review this page periodically. Continued use of our site after any update constitutes acceptance of the revised policy.
11. Contact Us
If you have questions about this Privacy Policy or how we handle information, please contact us:
- Email: [email protected]
- Mailing address: 516 Sosebee Farm Rd, PO Box 286, Grayson, GA 30017
You may also review our Terms of Use.